Terms of use

Legal Notice

Conditions of Use

This website is propriety to Manulife Holdings Berhad.  The terms “Manulife”, “we”, “us” and “our” refer to Manulife Holdings Berhad and/or its subsidiaries.

By using this website or adopting any information in this website, you agree to the following conditions without limitation or qualification. Please read these conditions carefully before using this website.  

These conditions of use may be revised at any time without prior notice by posting an updated version of the conditions on this website. You are bound by any such revisions and should therefore periodically visit this page to review the then current conditions to which you are bound. If you do not agree to these conditions including any future changes, please exit this website.

Website Content

The information contained on the pages of this website is subject to modification and update from time to time without notice. Manulife does not guarantee or ensure the accuracy, completeness or authenticity of any website content, functionality, or your transmission of any website content from this website to you.

Certain aspects of this website have been prepared by persons other than Manulife. Other World Wide Web sites that may be accessed from this website by hypertext links are entirely independent of this website. The inclusion of any site acknowledgments, identification of any person or entity in the website, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products, services, or contributions to this website. Manulife is not in any way responsible for any losses or damages incurred or suffered by you arising out of or in connection with your access to such person's or entity's World Wide Web.

Other World Wide Web sites that may provide access to this website by hypertext links are entirely independent of this website. Manulife is not responsible for the content on those websites. Any direction by a third party to this site shall not, in any manner be construed as an endorsement by Manulife of such party's World Wide Web site, products or services.

Disclaimer

This website does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

All Manulife products and services shall be subject to the terms and conditions of any applicable agreements. This website shall not be used or relied upon by you as a substitute for your independent research or professional advice that is provided to you in direct consultation with a Manulife representative.

The information and materials on this website are provided on an "as is" basis and without representations or warranties of any kind whether express, implied, statutory or otherwise. You agree that your use of this website is at your own risk. Manulife disclaims, to the extent permitted by law, all such representations and warranties. Manulife does not represent or warrant that the information and/or materials on this website is accurate, complete or current. Manulife does not warrant that this website or make any representations that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected or that this website or the server that makes it available are free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permissible under applicable law, neither Manulife, nor any if its officers, directors, or employees, nor any other persons associated with the creation of this website or its contents, shall be liable or responsible to any person for any harm, loss or damage howsoever caused that may arise in any connection with your use of this website, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Manulife shall not be responsible for any detrimental reliance that you may place upon this website or its contents whatsoever.

Manulife assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials from this website.

Jurisdiction

The information set out in this website is not an offer to sell or a solicitation to buy any products and services offered by Manulife. Manulife products and services are available only in jurisdictions where they may be lawfully offered for sale.

Manulife makes no representation that materials on this Web site are appropriate or available for use in any location. Those who choose to access this Web site do so on their own initiative and are responsible for compliance with applicable local laws.

Intellectual Property

All intellectual property rights including but limited to trademarks, service marks, trade names, company names, logos, icons, slogans and copyrights relating to this website or the contents of this website are the property of Manulife or its affiliates. Nothing contained on this website shall be construed as granting any licence or right to use any of such intellectual property rights displayed on this website without the written permission of Manulife or the relevant licensors or owners of such intellectual property rights. Your use of such intellectual property rights or any other content on this website is strictly prohibited.

All images displayed on this website are copyrighted and all rights are reserved, and you must request permission from the copyright owner to use this material.

Security

You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the internet is not possible at this time. Your confidential use of this website cannot be guaranteed and you acknowledge that your use of this website (including information you transmit to this website) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Manulife shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Information provided or transmitted by you through our website is used for Manulife business purposes only in order to service your needs as a customer.

Privacy

Information provided by you through our Site is used for Manulife business purposes only in order to service your needs as a customer. Manulife may use "cookie" or related technology in order to track usage of the Site, and in order to improve our service to you.

Governing Law

The interpretation, validity and effect of this website and its contents or materials shall be governed by and construed in accordance with the laws of Malaysia. You hereby consent and agree to submit to the exclusive jurisdiction of the courts of Malaysia in any action or proceeding instituted under or related to this agreement or your use of this website.

No Waiver

We do not waive any right, power or remedy in connection with these Conditions of Use if we fail to exercise or delay in exercising the right, power or remedy.

Severability

The invalidity, unlawfulness or unenforceability of any provision in these Conditions of Use in any respect under applicable law shall not affect the validity, legality or enforceability of the remaining provisions hereof.

Enquiries

If you would like further information concerning site contents or you wish permission to use, to reproduce, or to republish any site contents, please e-mail us.