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Not sure what kind of protection you need?

Plan your goal

Investment-Linked Plan

Invest / Investment-Linked

ManuLink Essential/ManuLink Essential Plus

Protection in every step of life’s journey

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Why should you get this plan?

Insurance Charge Discount

For Face Amount of RM150,000 and above.

Flexibility

Unlimited fund switching to respond to market trends without any charges.

Wellness Reward

Up to 30% of the total Insurance Charges on basic plan.

No Lapse Guarantee

Continue to enjoy coverage even if your Account Value is insufficient to pay for policy charges in the first 5 policy years.

Coverage for Death and Total & Permanent Disability (TPD)

In event of a claim, the Face Amount or Account Value, whichever is higher*; will be payable.

*ManuLink Essential Plus, a regular premium investment-linked insurance plan that pays the Face Amount + Account Value upon Death or TPD

Additional Protection

Enhance life protection with additional riders that cater to different needs.

Download

Product Brochure

Guide to Investment-linked Policy Owners on Insurance Coverage

Optional Cover

Critical Illness

Receive one lump sum benefit, upon Insured's diagnosis of a covered critical illness.

Accidental Benefit

Comprehensive insurance coverage for death, injuries, hospitalisation or surgeries resulting from accident.

Health

Comprehensive coverage for hospitalisation, surgical expenses and out-patient treatment benefits. Optional add-on daily benefit upon hospitalisation.

Income Benefit

Specially designed for those who wish to receive a regular income to help pay future insurance premiums.

Additional Information

Choice of insurance coverage terms of 20 years; or up to age 70, 80, or 99 (next birthday). For coverage terms up to age 70, 80 or 20 years, the policy owner will be given an option to renew the policy up to age 99 next birthday, without re-underwriting. A notice will be sent to the policy owner 90 days before the expiry date of the policy.
TPD and accidental death coverage is up to age 70 (next birthday).
Returns are not guaranteed and are subject to the performance of the funds. Past performance of the funds is not an indication of future performances.
Subject to applicable fees and charges.
Terms and conditions apply. For more details, kindly refer to the product brochure.

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